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Bringing Friendly, Hometown Service to North Carolina

An independent insurance agency that’s here to serve your ever-changing needs.

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As an independent agency, we are here to help you find the right coverage.

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Auto Insurance
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Life Insurance
What Makes Us Unique

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Since our humble beginnings in 2003 as a small, independent agency, we have since grown to provide friendly and personable service, as well as quality insurance solutions to clients locally in Morganton, NC and all of North Carolina.

With a team of experienced and dedicated agents, we put your needs first and foremost. We also have access to coverage from multiple insurance carriers so you can get the right insurance coverage for your needs.

As a local agency, we pride ourselves on bringing a small hometown feel to the way we do business. When you call or visit our office, you’ll always be welcomed warmly and given prompt responses to your questions and concerns. You can count on us to be there for you every step of the way, ensuring that what matters most to you is protected.

Member of Trusted Choice Independent Insurance AgentsIIANC Partners Program

Expertise You Can Trust
Personalized Service
Customized Coverage


Milestone Insurance + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Real clients. Real reviews. Real coverage.

“I’ve been with Milestone Insurance for close to two decades now. They assist me with all my home, auto, and business coverage. I’ve only had outstanding service from the team.”

– Allen Johnson

Our Clients Rave About Us

Check out our reviews and see why you should switch to Milestone Insurance.

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Life Insurance

Solutions to ensure your loved ones have what they need. You can’t put a dollar amount on your family, but you can ensure their future is protected.

What Sets Us Apart

What Makes Milestone Insurance Special

Here’s what sets us apart when it comes to serving your insurance needs.

Hometown Service

We pride ourselves on personable service and building long-lasting relationships with our clients.

Independent Agency

With access to multiple carriers, we can offer you tailored insurance coverage.

Experienced Agents

With extensive experience, we understand what it takes to bring you quality coverage.


Our top priority is ensuring you’re protected, which is why we are open and transparent about your coverage options and how they best fit your needs.


Our team is comprised of experienced, local agents who have a focus on treating clients with respect and providing services with a personable approach.


When you choose us as your agency and advisor, you can count on us to be responsive to any questions and being there for you when you suffer a loss.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?


Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?


A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.


Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.


A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.


Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Life Insurance 101

Make sure you cover the unique risks you face with life insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.

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  Contact Milestone Insurance

As an independent agency, we are here to help you find the right coverage.

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Serving clients locally in Morganton, NC, and all of North Carolina.

1501 South Sterling Street
Morganton, NC 28655

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