Milestone Insurance provides comprehensive insurance options.
An independent insurance agency serving North Carolina.
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Milestone Insurance began as Morganton Insurance Agency, a small independent agency founded in 2003. With over 20 years in business, our team and business continues to grow exponentially by keeping a client-focused approach, with the goal of providing them with the best possible coverage and service at the lowest possible cost.
Our team and history.
The agency was founded by Debra Garrou, who made the decision to move over to the independent side after over a decade as a highly successful producer with both Farm Bureau and Nationwide. In 2014, Keith Cannon joined the agency as a Partner and Agency Principal after 20+ years of experience within the insurance industry. Together, they were able to expand the agency’s reach beyond Burke County and Western North Carolina while keeping our clients at the forefront.
In 2024, Max Seng purchased the agency after seven years as a producer specializing in business and life insurance at an independent agency in Hickory, NC. Today, the office boasts over 60 years’ of industry experience and has expanded to offer services in North Carolina, Tennessee and South Carolina, maintaining the same core focus of doing what’s best for our clients.
Our values.
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- Know our why
Recognize we get the chance to help our clients protect their home, belongings, businessand family when the unexpected happens every day. - Greatness in the little things
Big victories happen as a result of many small victories. - Love where we work
Pursue what we are passionate about, and how we can help our clients. If we don’t know, we learn. Lean on each other and our resources. Pass negatives up, and positives all around. - Act like you own it
Don’t sacrifice the long term goal for a short term gain. - Challenge ourselves and the market
Attack each day with a relentless enthusiasm. Ask why, or why not. The more information we have, the better prepared we are. The first underwriter we speak with is in the mirror.
- Know our why
22 Years
in business
Our Mission Statement
At Milestone Insurance, our mission is to build long-lasting relationships by guiding clients in making informed decisions and tailoring coverage to solve their insurance needs.
Get Started Today
As an independent agency, we are here to help you find the right coverage.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- Personalized insurance solutions.
- Friendly, knowledgeable service.
- Building trusted relationships.
Choice
Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.
Expertise
Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.
Service
Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.
An independent advantage.
We are independent agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work by your side when you have a loss and follow through to see that you get fair, prompt payment and service. Milestone Insurance represents a carefully selected group of financially strong, reputable insurance companies. That means we are able to offer you the best coverage at the most competitive price.
What makes an independent agent different?
You need insurance to drive a car, to purchase a house, to protect your family’s financial future, and to run a small business. But if there was only one insurance company offering one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.
You have more choices.
With an independent insurance agent, you have choices since we are not tied to any one insurance company. An independent agent has multiple companies that we can approach to get you the best coverage at the best price, as well as those with the most efficient claims departments to recover your losses as quickly as possible.
You make the decision.
One of the advantages of using an independent agent is that we work to satisfy your needs. You are using an expert for an important financial decision. When you buy insurance, whether it’s for your home, your car, or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.
Insurance Solutions We Specialize In
We specialize in a variety of coverage options to meet your unique insurance needs.
Request an Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Go over your options with an agent.
- Get the coverage you need.